BEGIN:VCARD
VERSION:3.0
REV:2026-04-10T20:15:20Z
N;CHARSET=utf-8:Livingsmith;Jasper;;;
FN;CHARSET=utf-8:Jasper Livingsmith
EMAIL;INTERNET;WORK:jasper.livingsmith@positivesum.business
ORG;CHARSET=utf-8:formerly EBRD
TEL;CELL:+447557855746
PHOTO;ENCODING=b;TYPE=JPEG:/9j/4AAQSkZJRgABAQAAAQABAAD/2wBDAAMCAgMCAgMDAwME
 AwMEBQgFBQQEBQoHBwYIDAoMDAsKCwsNDhIQDQ4RDgsLEBYQERMUFRUVDA8XGBYUGBIUFRT/2wB
 DAQMEBAUEBQkFBQkUDQsNFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQUFB
 QUFBQUFBQUFBT/wgARCAGQAZADASIAAhEBAxEB/8QAHQAAAgEFAQEAAAAAAAAAAAAAAAECAwQFB
 gcICf/EABoBAQADAQEBAAAAAAAAAAAAAAABAgMEBQb/2gAMAwEAAhADEAAAAfTQOaDTAAGAAAAC
 aAAABJgk0CYICSAENAACYJMIqaIEkRjNEY1IkVIIKalBTUMiwgwABgDENAAAAJoAATQgQJ25XNR
 xEX6IaLdI296XVmNudOcwAxKSENCUkRGEBhFSREkiKnEv2EBpgAMTAAAATBAAmgS5tFts0jmev8
 nZ0rV9Pr49Ks8vYFAhTtSzoV7/AEyyvoXyfZbYe9nx3sO+DTEIaENCUkKMkIASkiJJSvQKhgDQM
 AAAAAAQAJxLbgu+aLzdeoVd/uPM9jU5bW8Orn+D6NZa4cxqbphtaYvH5ex25dXtcri+rjq+vfHf
 Rdef1y09chNCUogmCQyIwipAgZdA4AANMAAAAAAATQa9sPB63xe74DZ/I+hd0rzm7LGnmKM01/F
 7Zg89dbxGwYm8YiyylrtzaXqfQud+h49HK4W46OX2/s/IuuaZA1MJMECBNDQAgAFK7B1AANMAAA
 AAAATRS86eiOD83Zt97QyHjfQ1ryFffB0LijpShredwfN14DF5rGZb4SwvsX0cuP5r0LQ+/wAix
 rW1Xr4fSXeOD94vklImIpoBAApOMlBAAIsu2ihgA0wABoAAAATCHF+1ct5e68uJXPk+6q1StrnS
 t7ynMYzF5Syy6cLhtiw1Z1PBZvV+jmoazseC6/N12co9fD6c7byDr+mICQCJCAQEwJoASWghdgV
 MAGmAAAAAAAAC0rdtRx6LKpodl5fudPqcz22t8/ZLU4nJ4jm17pXcrPHW8xR1DYcJpjb4fOYrbm
 1iksj08XpbsPmT03pkJq2aQTCBSaENOIxAAi9ApLAAAYAAAAAAAC1nZ8TTXlmPzkeH2OfbvQ2LP
 fM8v3vnfN1Y7f8AW9t6Obl2O7TgN+TSrrL5Dk7+a65vGpdHJp2wRsuni2T1j5n9Kxvm1KPZ4yQp
 CABA0gaQMQXwFJYmAANAwAAAEAAYXNa5j04CncS8z6CwjkMXnpaaJuOh16cptukb9ONxGrIp4HK
 4VfVtH27RuzzMbc2d/wBHHunp/wA4enbRGModXlkWpIEAgEIHEG4oyLCkgAwAAAAYgAAADVdq1T
 Hswl3a3HkfTUbG6xkVjzjPcR6Md86Rw3sOc7/j61HHfCYHOaza+v6TuWn+h4eL2TXeo7c3V+mj6
 OKnGcLZqLjISSGkkNImQRAEGUApZiYAA0DEDEwBA0xazs2o01w9TG4fxvorrmGbpWprGO3S21x0
 /bbEi2ybXx+pWenaxHTZnL6df4rt8y19qeKvaXRybUmr5whOMxTTjMKLSEkpNCAQDSTlhPOw0TL
 aIhgABIAgATIAGDzlM80PELg9O9ztxnuX0sHbZuc76bg99wkU1233DR7clvgK+I6uDMY2lS3563
 ujxP7Y0yycZRtnCFSnZCE6apEJRCIJxBOIxCcuBnYcZTI0DEwaBgAIGIGAjgvKfW3kXPXpM+fbt
 5/qYynsdpTos5XGDpOZ5hmMb2efrUrez6eSpd2GTtXOevPGXaon0hCa0xpQqQtWlTq05iCaFFxB
 EQQgEGaEU0YAxAwQwBiBiBgIYAc96Ezx9s3aOCY9GUt9MxvP2b1qFni9cL3FQpbc5aVL2LWWZvu
 r101nc8nQ25t06P409l2zhTqQhSp1adohFwQ4kUiEEUgQjNtFNGADQMQMEMAYhDExtA2mGBz9NP
 lDm3qrRObs4DT7HjInnl/veRz20zP9K3Po5tanm108eK5lvnla1aHs7xVvs19xU4VM70YVacxTh
 UooIiEkgiIEhOccXTRkWNxCQgYgYJDaBiY3FknZ84tXqlpGnTTnGEt73z/Ywdjnd5zvp2/bBge/
 zIUKlz08lLD5ryfauB1qcrHJymOzerPnV2iseqoQqUtCLpodNopwnEpxqxTSJozbRTRiYNAxBIi
 0NJjEEhc6tGy8n4dYb5Z7tXnXvUT2S+wGT5eriey5bb8Oy4ycsT0cFljXPSl3crhdowHHLm20pS
 lKcS7evZFwoTOi+rvBObivvSHMOoUmnCdMVOUUxjOMIRnTM+Iz0kJTMhIkIGIQxA3F2Yrxf1XjW
 2MqM6V4lsWvzifY10tl5tsHc39WWNxGZtjBXeJqWrrnlzLYXWlKnVppjVi4i3t5Siw5RQNKVb0N
 51av0Kj5y9F5o05QTThUhExi4Szzi8tJJEyxBJCRIQMQPHX/AB69fOStq/RnSjGpCr07l3rWs70
 3eYaqhfYsq3Kiad506t5h2zjTlC8RTtqrmlZziad2oJcIIqRhJEpQCt6F86tH0Eh5j9NUhRcImM
 HTTsKRTWSQSEDEIYgbi5Py56X8Va0xZKhpnG4oVk7X7D472fHS9nCedzH3duiWu57ybpXRsVOnv
 moOrWbajKETb3FrOJq2ygSkTgpOMmAAhFX0Z5tvEe9aWlblmjApmyiWe0iLkxAxBIiIkRJaL5G9
 beSdsqlrXoXire2nXj0NmLXIc21QlTpNiUsXpHOvMeUxHRjGnKmdW7DxjYvK6+GWcsd6PPGtKMT
 GpKtaIuSIgwYIQ2RSoGe9eeI8vEe4KeCzFG1kTPeSRMSIsZEJESYkRJcG4TtOrb40XTqyn6+82e
 w87XN/Z3GWk7WrZB5f6t5S2yUHT0qqbhWyirGJhUarJNVJSaUxKmhMpJII05xM4QoEoRjWXUt60
 R2P0T4o9nI3giZbsRNZEQkRRMiTDxeT5jaPMBGG+VOtSZ6G7fruw4aXtWk62ji7zzZenOcAob5u
 mU4lQdnWUDiykMbQOLiKpFhTShKnOgRo1IVtEqUYkrUJxE/YvjX05NfQhEz2kRESIOYkRRMgIl5
 q9J+MdK4O3r2utKmwa91iHqFN46V4LHGm+Sdi1joyIKIoFCJjTUqyMYmkluIAmOBRJN0ITgqcTN
 UCs1aRCJrQcSXonzt6LV//xAA0EAABAwMCAwgCAgEDBQAAAAABAAIDBAURBhIQEyEHFBUiMDFAU
 CAyI0ElFiQzNDVCQ3D/2gAIAQEAAQUC+qP/AMDknjiFTqehp0db24GDVlJOTqiiBbqSKoUepaLn
 NeHj6etvVLQqo1Vz5qjUk0Zrbw6obPKuYMieMkue5TzTFNmeBb9W19rVg1TTXmL6QnC1PdnxiVw
 pFJWPkQY6VcjBGxqliYjbw5Po5AmsLiKfLZNjhHO+hk0Zq5t0f9HNIGC/T5qX08lQo7c9R2wRM7
 m0h9F1njRa5qY7psp1U1L3qYbiw+aCSSkn0pqHx2h+hKvN+ippxTurpGUvmFMVyHOQpRtfRJ9F5
 ZKABPogE6BS0vSRmxTAhRy4Wj7t3G6/Q3W6xWyEO8UrY4gxoYuXlcpGNSQ4UownqRqc0ESRdKyF
 zTL0AaCqSo7vLpur77ZvoNXVTauustH3eADKYE1mVy0Y1JEpx1epG9cKRV2BG84OU3quzWcyWX5
 8hwzkitubQmMymx4TGohOTjltR7yNUgTynlVXmbUkc0hQnr2XSfwfPnBMNliPNY1MQOE1y3Jzgp
 n9Jk/3n9pOikPWoPSrjy/c5DIXZfH/AB/Pc3c23xmOcezMrKYiUU/2cxSM61ClcpnqQ5EwTh1C7
 Lh/jvoHR7LixvQMTWLlranN6PPWRP6qduVVtIUjuqqRtdImrsyx4H9BcKfZXtcAhIMiVCXqZVLU
 AKaujjTrlG49+YpapqnmDhN++FWDyNO4AYXZmf8ADfQX6blCWvme4y1RMVykiNNVCZP9rhPyhU1
 jqh1DZ5KhPgtdO1xgAlhJD4XZVV+ucGKkfUO0lfXWKUHI+ffqfvFNUVMdK2aurW1NNdfFFaoin4
 2agm2stFt3MobaKl1+tssAhs7+XQh2ySlwyqh2Gf3lh2yU8xgprfT7p7NIZLX8+5D/AG8lC11Rc
 La25GktDKBRN5Ucs2GXL+Y2ubu7g4NRZG9tSYWKKle4ysa1lYxSN89ewNlp5N09uG2exjFs+fc3
 YjcDkzS4bA8mU+aqftbK/MsXvTSljOTHMhTRMMuAKn9rh0D5MOqDufFDtNP5J6GPlUfz7q7zlyB
 RKJy+vPSV3npZ/NTxZZsWdqkkU7sivdkTvwfdzd0xsVL3ut+gvHSVrsoDpIRG2Fhkdc6fktnlYX
 TT9LDX86kOCnnzTHCmlVYcqo8yb+1tC0fZuSz6C+NUYRd0Ld4iq+Ub7cQaaS5VEppmzVTbPE2kg
 aekiqHKT3rvLDMNzc9dJWV9yqwA0fQXzoyMouVfchEyepklc+n72WUgp5Im7HQV74GMvPKNJcWV
 bap4T5sPqn82Kboz2fplzXWT6HUrzFRRSgi513LUj+YuUGJsWJXsYB3RuX+WJs7QYKk009VcBKy
 prSnTOCqCnkF+l4zFY/ob3DzrZS3UxCpm57aKCoMjKCocm0MrVLaZ3iSyjbLaHZjsbXS1FO2F+Q
 WS4dLTNyN+007ebU2vAt30L2723+mNBd5f+hs78QGURjxPCdW5E1S0qR7Xsp2uzV1Y72ZsRuPmi
 l2nmcxtui31dr/7f9F2hW57JYagGKnqY4opsySVDTGKd7iow6VVDNrn1YjFbFmr5uY5ptrg7ZJ+
 rqd/djpe5w3O0o8T868UAuVA2ifTVcL+TNTzukM8DXCWkjiY8hqqKv8Ak79maqlYV1YHDKaMiAK
 V+wdn7ZLZUcSj8/UGl47iYaYxVW7lJ9QDI+p5kktRyYpZ9r5jylznRp52Od0bDEZDEMm0WHY7BY
 dGamN7gPAo/jlblkcMfHvGnIrgrnE+hPftsffixzqzeyomwnPLQZU4mR0NEVSUEtfJbrFFbw2Pc
 agctuk7023au4FHieGOHRYXXhn41zslLdmah0nJap5mPavOuW96ZQvKjtxcorW2AW7T9Rd3U1uh
 t8XJyWxYWs7qKKFjsHQeoPG7PwP4n5kjtrb0ze+oomSqW1RtTqVrVFbyUKTCt2meYnEActctX27
 xWWjraySuqQtH3w2K9RSsqIscCvdHos/Nk8wvk4hnkG0znKhgDn0lqlrX01rp7aJZTIQ1Bqutwh
 tVHe7xNd6tAIdFoXWhs8jXiRnDKyjhYC2raV1+NUVUVJHLrqGprHv2Nidubq2TqTzI+QHm3WAvD
 y2njlcmtygxVE0dHT6o1DJe6w9SBw9kwrRmuX2gxTx1MR/LKys/Dut/orMy4dpmFc71V3eXs4sz
 I4a2ZA7IdVzbYrJSy11BQWmKjUsmBNJlDzOYxAYGtNUeJTOOVhY4POSs4WltZVNgktV6pL3Tfhn
 8D8HV+q2WCnnqpauYnJXZ5dd0FbuYg4cmrtduqpaSu2pz8CeRSOyYwmrXGrDl7keARTevH2Vsu1
 Ra6jTGuaa9ItRBXXh1HDHwbrcY7VQ19fLd69xzxsdebVc6OqdUTvi5hZDG1bI2oOIE0m05yo1rL
 UXg1E524u4hSuw1owPwa8xnRuvcrORlEo8crPr9pd5MtSBtY7pwahG6eSwW7wu15W7cXDDHDmyV
 9H/GxyrK6K10d1uMt1rU5f00JxUnVALCxxyh0WhNY8k/EuNY2goqupfX1qPv7laAtPf7q73wSo2
 bVUuwqdm0HqrjS8iTWN/8SqTwKxuRTnsas75UVlZWeIdg6L1y3H4H1+0qvMFqjX9FNCK0ba/CrI
 xuU1uODv5ajOOGvdTdygKPGWUxja96bE1vAlZ9DSGupLcQ4PbwPr9o9eai8tT+A9tL2vxe94TW4
 4w9GK+3aOz2+4VslfVfgRuDTtKLkT6GUHLs+1LzIyis+tU1DaWnutcbncmJxQRXZxau729g82eE
 36ZTnbG601CbxXngU6CRkZ4VA2tD+hdwCHoU1U+lm0vqaLUFIUUfV1vMYdOf17MTVR0r6+soaVl
 FSxhYDQeie7dItfai7hSnjo2ytq1XWWSnkqmNhqSQ0dZXZXug1Y/DCxwwtqICtdyltNZZ77S3ym
 JWfV1wWf6d93SHh7Ds4tfeK9qaMDKccD3N2uUVpoLlcJblWFFFaUvEFO2+6uhaSdoOZjwx6GeBc
 i5blbLpPaqyz3eO9W/Pq9pVy8zE4pqJWlLX4TZGDjK7JC13qLxOu4FHgThOPOPAfgVjjuyvZFyy
 jwBXZzdeRX59TOFqqu79e/Zn9tWlbb4rfQOsfuidoK1xqHwi3k/jlPdzTwA/A8conJHlTnIlZWV
 /atNYaC47tw9O61Pc7dK8yPk6cezG3bYP/NvsnnJra2Kgpb1dpLzcOBKPB7tyxgfjle/ElAYDnL
 ci7iPcoFWKq71ZvT7Qa7utjb1dIeo4aZoPDbJ/7AsrK7QNRd8qSs8PdZUj8oDaPQyiU0IlFf0G9
 U5NCKC0JPzLB6faTcefcme7vcKw0fiF6b0A/wCTKcVrDUAsltc7ceGeEj8IDaPRJQGTlZWeOUU1
 Hh2fO/w3p6nl51/H6/2uzak595Tf2VTVMpYdQXp98uPDPCR+0NGOOPzJR8x9kSsrcs/gOOg27LH
 /AP/EACkRAAIBAwQCAQMFAQAAAAAAAAABAgMREhAhMUAEEzIgIkEUIzBQYVH/2gAIAQMBAT8B/p
 cWYss+olcjSX5I0/8ADAcWixKPTowbZCj/ANMEeu46bROAxroxV2ePTsrj2MiO40SiVFZjH0PGV
 5C2RJsVymtJlYY+h4nzMkOSE0KVhSKrKhLo0HaotMRRQ/8AC7J3J8GLlsicHDnoUvmit7LL1lPN
 w+/kUHYavFxKfjYSvcULlWNimtzzI/txfQ8dZVUeshF33JbIsnyKmY2PI2KXJ5svjHoeI7VkNjb
 ROtjsyDzI7EpbHkSuynJRu2Tlm79Ck8ZpmY55GNxNw4FXd9yrWKkrsl0oTuiniluZRHgVVGKJyu
 Nj6UZFGd1ZmO45RiVqmQ2JXKi6cJ2PcTqXL3FFsuoDdxdNU7o9IqJUqJbR0ucdFtIRTj9qJSjT3
 kVa7nsuNG9eP5m7F2yPJ+D9Vj8SUnJ3ejduk9+w9V9D6UtY6t9N8/VzpFxUenHVvpvVaN9R9T//
 xAAoEQACAgEEAQIGAwAAAAAAAAAAAQIRAxASMUAhIDITIjBBQlEEUGH/2gAIAQIBAT8B/pdyNyN
 y6jdEsjfA5ftm4tFkX08skSy/o3sWQUkyLEJ9GTpGWVlWbBqhCZj8rRcdDO6Q3bIpaTERMYhdD+
 R7TaJMpjRRBERdHL7HpZYo2bCPgRwRd9CftZi2/kZK/ET8n+ks1qhyog7HwYn83QyuoMslKyJbR
 uOTGhmFcvoZvY9I+SML4Mio5ImMasiqVdCauLGvIltNw/m5HjMcCKoj0pQpm7ybjeyDcmRiJC6T
 iZIU7R9ja2Y4bRI4I9OcT4ZGJQ3R5kUPpue1nxR5SEG/MtEhq+ik3pkfkUZS8Ix4VHy9EtWr+sl
 YopEuNPg7uSMUvC0Sv08nH1IrXj0VXRWsuPRFffpR1k/OsVfTjxo/C9CVaZI5JZTjoLSb1ivv01
 q9Iq+pHR8apV9O/R//xABBEAABAwEFBAYHBgQGAwAAAAABAAIDEQQSITFBECAiURMwMlBhcSNAQ
 lJigZEFFCQzobFTcsHRFUNzouHxcJKy/9oACAEBAAY/Av8AxbxPaPMrGS95LtO+ioHgfzKl+8fg
 xXobrR70pohFJaY7xyIyVWmo7o45BU5AZq7CejjGvtFcMji3mTiiXykkrOvjsoMSsHrFz6LBNDZ
 RT3SMCm8TY59WV7m6CP5lOleb0zkbuAVHOWIR4GLFtAeS4H58kbp/sFjKLo0Kc7QDA6IA9rVNkY
 ckLJIaPu8NT3K7xV4rItCvHPxQCJBGHNc1r5I/sVekGWnNBoDI49I25o1bcKu5jxTZoXmN7DUOC
 Bk4bS0cY5+PcfREBz+WaMzsuSqNuSzWOuwrLJE3RjrmtKeC0HkqA1UF7hjrQnlXuIvlr4AIvDbp
 firoy2clhtw25bMOJp0Kw+nJU15ppdxNODm81ZpL1/hpe59wxsa43WVq1dI7tyY9QQvDaaiqOoV
 VlgpGE1uSYdwOKc4cTXPJr4b+I3jsroiDmrbHyIPcD6Z0UznZ5dXXYVVUKBVtk8QO4COatTTmJC
 Ouds81aj8Y/buG2D469YdhVV5qTn0pr9B3CX/xANme7iVgarMInPyWSrtx2Tf6v9B3DGqQsLqar
 s0+aAcsDsKOOCvyOMbP1XFaWl4+JejcJG+BxVWmrdlEdnD9ULI54dCXcTOXiq9wN8HIA46NjGqE
 TWw2fgvm+cgmkw3r2Rar7TUDMbKBGV/yC/EEdH/Cr+6lswjjjrNf6S7iR4JzvyhoU5j81QCp2+a
 prkr2uas5Od2n07g+aEl3EJpoWvAunCoIWGmA0puXXCrXfosqDwVekXvlXstSqU2tw1xV2lWBeY
 Ufmf37gYPFYKgZVXpENnhsocdmDVhsJ2VTHpjtLqhbyYO4GDeKAKruV2EpqETMmmpKs0RxBdQ+W
 vcLP5dp5nZiUaLA5JhdiqhUR2HY3z2ffJRRzuwPDn3DEdpqU5rqBw5J3GiIuFnNUv08U1gKqNhT
 lUquiAKYC09E01efBADADuGLz2V0VAi+8a1zqqOJqi3DLFGhoE0vVQ7BHmNNhCunDVNulAqyFoo
 LncTJAMniqCuLt1qmjOp0TqDDsr4syVTCmBQD21ai08QKDo/+07yqr3JB1a4VTfeHJeasg+CvcU
 4zwqPNdGTxA0VXHSqqwXx4qssjRyDRVYOHzCxm+jUayyV+S/PehV7iQgGns5LNNBOS7WQOKfXHF
 Bp95WcDRg7iIORUkbeyHaq+HVcc6oeIRKyau18gvNYdpFwyTg32hgPFfPNHwGwjUoEc9VB/IO44
 7WxpLXUa6iPtc2pkYdQgaLPSipf80V4IUxQprkpCKjG9RfOqw8kPBN1bmozmWmpULo31c0UeNQe
 45oD7Qw80+J/C9mYKzvYYYoVaKoYXqqRw4QBkmlnzCZQ1V04iqfc0w801w1xVSfFZ4q/8ggMyo+
 lw6fAt/buTp4WtbadSfa8EYC119p15qgINB/2hjgG6pzSTnkE8DHRXhjTT5prq37vFT5ou0IUd4
 ZKixyQNK+6Oa+82oVk9lnJVBukZEKaz2in32zG6/wCIc+5OkZ6K0DJ4180+KYXZgMvBfGjisdUe
 eRKFeSoMQFUDFVcuigZUaoPf6Sbny2EoTOdSGVxY4+fcpE8YJ0dqF6N3TMRBbdp4bMASquWAVSg
 fybLq/wB7yQigZdA2/d2H00n6DY1kjq2mz8D/ABGh7l5jRZI8IWAVSEKDHRCW2Dh0i/urrBQbTK
 /F5wYzmU+aV157jU7IZiaQu4Jf5U2SNwexwqHDXuSEaF1F4I44LmVRgw56K8fSS89x88xo0acyn
 TSnwa33RufcrW6tiecHfwz/AGQc0hzTiCPXzJNI2Ng1cVHY/s6I2qZ5uhxwahePzRqnEewapr9H
 Cqyqg+0cDfc1VyMBo8Nx80zrkbBUkqvZs7Py2f13aptktZMljOR1j/4TZYnh8bhUOHrlbTMGnRo
 zKIstm8nSK/aZi/k3QI/aD6GWSrYxyCu7Jj7xoFDdbXClVe7cnvHe+62c/hYzn753QNt382yntR
 H+iE1lkvjVurfP1q5HR1qf2Ry8U6e0PMkrtTtlsTsej42jw1TXE3mO7L/7odI64mvkZLabprcrR
 qDXQiGPJtNN5/2dY3YZTSD/AOd4ncE1mlMbxyTYLTSz2z/a/wAvWJbTKcGD6qS0zGpcfpuWefQO
 o7yT4rolgu1J/Zcd7youyqhmPijXJUO3ooT+Lmy+Ec1jnuneqmWL7Sf4MnP7FVBqPVo7Aw8DOJ3
 nutjYKvcaBQQuN6SnE46nZgvNXdFVuYVE+0zGjGD6+CktMp4nnLl4bw38E37PtsnojhFI72fD1W
 a0PNAxtVJNIaue68d37w8Vjgx+aA2gK8dl9vZKFmiP4eH/AHO3QFmsOyOpZYPtB9NI5nfsfVIrO
 3/Odj5IndivCksvG7cdyGG02OB3pZBieQ3cBmuJ3yCy6tlktzjJZMmyHOP/AIQc01acQR6k2AHh
 hb+qpuQREVjab7/IING5e1djsknechgOaknlNXvNd66etH2ZaH1I/JceXu+oyTPwawVKtFqd7bt
 2S2OHHOaN/l3Ke9hsJOSMcbvw8RoPE89wPMbgw5OphtDq49ayWN117TUELGjLUwcbP6j1C001w3
 YbOztyOoooGCjI2ho2Y7DyGGz7nC700udNG7gnNx075OjhEgqBQVc6mtFZ2/e5bXDO/opoLQ6oL
 fBSsaata8gFXirxy0HXR2iB1HNP1QlgeL1OOPVvX2gONK0puy21w4YRdb5ncJ2S2iU8LR9VLaZT
 Vzz9NyKKW0CySwSmWOR3ZcCKOaeWSdL95ZbbYKiBsI9HD8VfaKqVU4N0HWY7jLTA+69v6+CjtUW
 F7tN908uugsbTlxuVdyzxEUkcL7/M7lOSqvusTq2eA/8As7f+AdXhvyWNx4JhVo+Iddan1qL10f
 Lcs0RFY2npH+Q3ugidS0zig+Ec9+g7H79XQdRZ7QP8t4KqMustEx9lhKLjmTXctNtcMXm43y3KK
 W0zOuxxipUtqk9rIchy3roy1PV+PVWOTnEK9YYweKU3UNyyQUoQyp8yjt81/h8DvQQn0hHtO/43
 rgz5qnqrR7kjm/1/r1kdmBwiFT57ljg0LwT5bpuO/FS8MfhzKxxO7QdrrK9XN/rH9h1lsPx0R2z
 TkYRR/qdh2TTSuuxxjEqS0OwZkxvJu74rHP1cn3pSV//EACoQAQACAQMDAgYDAQEAAAAAAAEAES
 ExQVEQYXGBkSAwQKGxwdHh8PFQ/9oACAEBAAE/Ifon6ZPiJ1Sb/VPz06J0eifRV9RXw11qJXyq+
 dZzLYaQt9FiVJ4Kvc5KjKpfnjGKkH+fE57e8/194WAm58xPg1619IwIvNWWv9zGZhtuX1ECKENt
 LeKNJo3UL095dkXuQxL85CaKDl0gglXF5j9d5XDFo9dtnzGkI1teTMFmiz/hz8lx1cdK+nryzqK
 0Wnr7wAjELlhKmMbxNVlujicn3p2lzCUq7R/uXk9QCWTUckuOWsVocx9U0clvNxaoFZCztGpcOE
 Ig2ssuprqvl2moXnT8fIcnV+Sdbh8zMWuMx262xne8w0vdpZO60SsGUUBjfuyvvQWQ7TPhQzmfZ
 HcrQZzS8wQaN84kVPwlqfttzbGXTsESoZwKp9Fe3yE+RXzq+C1WazAiOcGlrsrQy5V+GXa2u2LA
 uzeAy2bwQXK/aHseEyNaaFR169t4hrjFFn5CESHfxxGaKOyY9x2l8umcxuX2h8hx8NfIv5L1d6m
 mpWEPstjIeYTqDCUblB+kw2R3FTV6kpfhLFlVEpa6ChbEtSsUyPq6heVowxozsaP5jqX6rWml96
 6P0dfLWiOFGgaF0jLl9obHTac9BNMyRCBa8MosHtGNtVEX/cePGjUC/W1yTO9z7xaDklAgvgIf+
 ATjQFw8JEGVsxgFbRkQMmYZhgp0gMUeYRVEv7RqtJU9pnlLQPMNgVzW8Ux14lua2Mvo6N95Ur5C
 fTE9LML8SzOqgzN3igD+IJtE1p0CGGkV+sDj9phSZt0ATLaGGm64sXlXb3hAHTaM9tn0v4KiS5f
 w19JdOgqKxahd4atHTMLbxczBHUzWkqJVqgwkLJvNWX34mcaypFZ1mgznhNO7XwGX0SVL63L+iZ
 tKKzjl3CWBmAhJpDRMYdpQiKoCDsRRSckRNYGJL2Qd1qEsuBD/AMErowp8ln8QXLBgp4lWj1UBr
 UvEZnB6osmJe8ZkpDTR3mSDiOKx7Jxm4NQYCthU2qt0x1H5x856M83sthYtqJhZcXDxkRS/eAXd
 Gl4qrwQiEDiUOxR/mIisCncMuqAvgS79oS9YYlZRFaWOIWc5vSYqxyJfIxVlOx/UAg2OR+Tt9K9
 B7MZmQ3uL7w7kI6TuPMQHZNW2a4YBLYpmWSyartAyWmuSeNqMP5RwTm3wRcRg7uFsL3riKGTnyQ
 7z4pWJrvUOW8uO5qYNLpGf22yjK2LX2fro/Ht8On0VnoyipfEzR0EcFKNLZQoHgEoL1dPEtBIsb
 lIabRvKaw+XRMq8bQVrwmZjejoMoW2Jr4xL8PtNNeCDZTMJcwxKQrsRLO6nvj0ely/hv6XvraWD
 AfcjiaxnjaYAmou0toGG/EIhXbtKVuWYUBzADArSpU7u0cSvbTOamqNcQNBvDGVeNpsfkeazLjH
 5Vy/ovTayuofFstuelzYTAOlzlPmOOriGfEs+SEr2gtYhsesJjQY422k0OeUeIgqj8LMaRjLj0Z
 cuXLl9L+jd3u/MtGLlfcyhcwpOtzNYKuMyHllYxOhj7YSnOmDW79pc1zKijyHvMLu6UK1q5iY6a
 bbd6o9GPS5fV6L1v6Kz1j8QpRDro4WXg5pqQ+wfMAYB1FrDSHJ6whmCWlSoLNSYIbRV61Fd4r7w
 w3butpjqDRfiEFX2Y7PWG0CoDaMYxYvRl9Ll9Lly/olsaWetQwuAZNQqXUxWszGarI1+oieooId
 jRdXSfqI3WN8azWRwfb+IyvqWCbRPGtSCLmriNHiXmZkcMSLDe2suyyWzAxHvv0YxjHovwX0uX9
 FvLqBecDiVY67yhVa3qAzVAFc/9i6pCUaKi3hGTz/iKVKVUNcwp5LW60SrzUaNOn9yyqhQ77fiN
 zgM8Dt7xEGnBU35KPrBCw+5p+ItrWi3Qjp9pQTFrrbeOVcgXtfRjGMej00ly+l9T6EKmxU7NIuv
 U1ypzdHirgYJGFUHeHrH/qoe3LhooNgcTMEf82iK49jEdM42syKf8fqUtIc1maGKyko+Tt4nCiX
 PGkpZjZBoIP7dGLGMejGa9X6UxVhSQJ2jT+TKC0GA0/2Jq+8jFBVmYtYQHV2lRYDfDiHZFBjMEW
 W1UzImxTAM8w6WP1ARHce6Is6pfiLWYAxzjb7TOAF+ztApgUMq1nPvc5xGMSMY9WXGX9PeWE7E0
 97+0CFaNi4gdKRNGM494zuQjDO0rHl6I/ldG/iVOU0g64zLFg1AZR5rCmM7RiSFEX4RwHE07Zlc
 1/yY42LMqleI9VaQqGg8kPsfd9RGKOY9D1ermX1v6Mai3txsmJ3Ymj/mErirThr6srFLS9oV7y3
 11jB4c3JFTAbXi46uaZp3uXCnQpvj+vtCW8hwzF8iycFsv2KTX+IfIN+CUNiwAOcUTWn8qy0y/D
 X0MeoxImPgY9b+jqICs4R5fzCFWVXQXi4hYSW3gP6H5iKaAPhAai6DSEtGrlDxGXLU/wAIdWiv2
 iff8wxi1Xe95/coGgCr0vNe9yr2yY8kumHJlIIGBMqMVlymn94CuVeoGPiMUxmo/n0MHQx6tIxd
 KuKPpw0y2kxhpyJgs5TTJr8/eVBRtRXYhlly33hMZiunmDoZKjbbSI2jGnfeKttMaTcl4F9tYvF
 AKC1GnvxK0K9Rjwj2sBLFE46/dWh96mpGDoYsUpj0Ito10ZhvLfhX9FUAeHHqRSDrm3pO9sd0Wn
 BpBnshKTAfeYVy5VepSBDVM9n8oHDVO75isxDrNC9zU8hDoRFmv+H2jHoYxl9Cx6LB639JbO8of
 JaG0lfEXVzzUxJlQqsGxGqtWgNZpPGf9PtCxhwVPuiQYpALKz/FHnWw9Dh1Ucrf019IY/ytgjCE
 Uaiz6F+Bl/Nv5K1FampqRTYt/XEv2KEDzDVemkCXzqsCEQOWaeIg2OJnl02k5Gu0EoIGh04CZWU
 EdoLXmbN0BpGysSMWoh2ieIFtFo8XoINorLl9L+hz8EahNBlcjl5ojCyVkcxlaueYl5kBAOyGCh
 zOmJfBsjC88QYN7CWutsSL4OniGIyK3DhOXd6yC5Qb0i+UREFang/SXCNLYnQkZpNYy0Zziyz4r
 +RfWyC8rxEShBuc+xFvpo8RE/G4HaXypNHvzNY4gLal70MaGpwEp2fZPHQrzxLZJoQEXAby834P
 v+OPeXG5qhAUT3hZj1mS9IBasyNO62YQHcsNwIsWMWUdYlR6r+ZfwYHv4fKJtG1Y9z0vCLIbvQe
 HPrCvriDtFiMJ5faNia+Se9ZgukoH2qh2XiXaTxMyQ0TFaMjr2P59pYqwXKzBMSK3K48QYO0rUT
 f0csPZNyE39gzk/B7ReYOeEfE5NJYxioy+ty5fW+l9L6U8LoctiO9tK2GwT0HW0tE7rwzU/OOBd
 BDs1M5JpKDxKmXygKx29ojwbCO0qUZwEZrv/qf1ERyW/R36DHTFQdBg3MPmHw0miTZDr+nd/cKg
 EyJHoaMQjjeXI/HuXL6XL64SbjdVoSoN3WKkWiG8yiQRHLLASLrKInWWpE8wgiUHCXDMGSLdtZl
 MBW62HmXirnA7DxHocRdnaYaI8HL1VmVDEIyWqnKkBr5vH4jEiSolRj863g2cYA4jNWO4GBglzV
 GrS+kdk2hi3BE7uy/qXuozVHMeizezNWsqzTcfBoesUZkUwwW4NYtDBDEScEKOSGtbyovhFxrjC
 RV7FPey/uOSzJGMYosv4L63L+FsKfZMz9AjiVMxHeDeVqkd/Oh7RmvVClw/57xoo0IMUWKha73r
 HbFGLLCC4RzVrwSgqNJWRvLlw6ZlweMJE/B1D+b8IQAuoCdFii9b6XL+C/gZohK7tYKoR5qGWYQ
 3+UAPtDHANIBrpdC7Q3rXffFmdhRvLYnsIQdosuXXiLCYdHWXuZNHmXKuheeunwEc0xQO95u9G0
 XQwvS+ty5fxNhatMdFiHbabmWqwxUeJvTgeH8ssPboCOuf/pPs2goqEyHpTpvQovRqZpEL16TiB
 XqNAbywvSMwQdNZp0qMuo2I7WhJ90Bf6vxFFF8u+iC6Se9mgPWL60csxzAHsZ9ZQaAeCbsAHJYL
 1Gd2H7hmaTzzWf7tPeL1ixmbcMeZyQJQ4t7Rk0UtYbTsm1TvrqwGhjtKCaLowYp6Ap03lTKaJvG
 DHMHuxx99ToNx7MYmAsc/CfvoMX8Ny5cuX0uG0kO5uEs9bEJoHOZm+uL/AKwfmCVEvDcl+RlCS0
 G62CZmD1sNg8RdCzAb1LiyFOjBrmBkWs59zDs7Q0bEwNE7EC4QHRcQhDo00yvwN1RhT/QbrkZpW
 FWZHWGb+C+ly5cuXLl2Aik+0wXhLGC2a1ZvBP3CAX9SxCXLnYEYiprSQUcbj6ae8WLFFFa7cyhb
 pOz6BzNMdBCXFithBFmSvdAM+m98WZeeg2o7n+Ml+xGb631vpcuXGheJoCfSYQ9yOYwFn7VCD81
 KAcQapcvWaK3ZrWSnXd/Q/qWLFuLLixyzERsNWKqjQ6h0cRQMy4+yJ7gwA6GWa4wNztHUq18Xk9
 rgQS0WMuXL6HS5cOlwVlfiJkAUvWKgcEIbTcMP2Zfv+Ia5j5y5Q8MsIYqn68xqUXV+NuLl9JVPz
 Ha/YfiUoMEqBmaS5ZMpqhpmKTHRmClxRwjwXWLiK4VTJM92hXcKfudL6kvpcuXLmFgdO28EVnRX
 GMriBiDe6P3YQwCNC43L3jXnkDHD4/KK4wsfsmivvEXquEKhpKgXDpcuEIxV3ZTly9K8RjcR6M0
 cUZ9uo+0L6XLly5cuXLl5mU71oms8EVzgTE9+OWX8QBm0NrosK5lLwKe/8H81FRVjasYx3RYvLf
 aHVvz1MS5fS/aek0lGdJmhGsZbS5fUxGKExHEu5cuXBly5cuXLqMu3n7IqbmLccTb0R5P4GbEOW
 LC8XK7AWyyvU+1ofv1ixYwsA6y9CZCrWV6bQhemvS+lEXgl0g3rE1ERvLYsWYEYOJyz9qD9T//a
 AAwDAQACAAMAAAAQTLHnfPHLD7/bBr3vPbzjbXzJ3/H/AO5//wD8Ne/USi2//e9Ots/MeMv8u/t
 OtdBLjnubWR/fNse9f0Pe8f8A/r/7j/k70wQzDD33bL7LTDrf/wD/ANdGOyOFF1cMcPs+8t+XPe
 //AP8A/wDe7f8Aqr6mZNLTfrlX7Nvfv/v/AP23sUIvJQzidLyEQdJAt/6//wD/APrnOu2Hu9RR7
 7LkMEMlz3/3/wD+48Z9Tb3+emosaPKCHDA01/8APsf/AKQ5ASjQ/hD2QogwgkjHT7/P/wDxFYtC
 xJhVSdkDDeI9wy04+25670+NVoZ6tqqqFzx65G/JwwY0M5TYRGoc+mqxHy1994t67+5wzzgw1wJ
 y2hVyidfzz831E/59zz0wy4BFdc0cIm1a7u495k839/3+w68nb0qxa2ybV0y346C7y3l427z1zq
 Svg6mBPNmswo5E54y210eVnbDztBXyWPRH8Z91x10v/wCl/WbcAL26hdofTUu1IStv9fMM+hs/Y
 AHdwP8AQibO07iqc/DX/hIzvKM/sxVP1ZjXuL5yrvLzyP8A5uuQ4zAlP4tvSpi71ps/1yzj+EvX
 6TB7cgN+dSKfJLC7DvHzgZAdMJFSRd4N9165v+OC5UqyRw6rrpPtCDM5/j30febzWPf/xAAkEQE
 AAgIDAAICAgMAAAAAAAABABEQISAxQTBRQHFhoVCBsf/aAAgBAwEBPxD/AAp4kR8lHn4juiGPTA
 7KRX3O2I2gu4lNfhaAQBhI6jdrAsdENQks/BryHYIBXAsruQ4FNy4It1BT+Bpo9RFk3dRzcSOiC
 2yaM7fgIKs8J1oKUKJb3Ppn2gpj3wvFy/hahAVlHbOxE3B5MaILixRuLAe+Z8KSn7nhP5jAMs6q
 CbF2IvsCyn+oXaAkiXqAey4/PSYp3UrGWxRwF6dSplYe0tA/f4AWf5/5LiidL3HJtZ3qiIM2mgn
 kiO7zeRh8P7GgAtYxoiuxDoII0Rborj8NcawNIxXIRWgzV6jeqhBrcpYPMfncMFQPqJ7XCJ45YR
 HRAArzDzOTwdQoRFpisMR17EdsV2RzcvJ8QWyvRg/WGbqN/wB8VW2PgjtcfuPAwcHj2k6XLP0QK
 2W+nCjRDRGD/pL+uFy4cwFsf4kAC4gBjRRvVbjZbcUIZZSOobnXDrLwVv1m1N4YtS7bYY8ykL9h
 8Lo1OtYNvB20Yq5VTuVmoYJ7yXRhgouVio1CBeO98Kwl4J1m+ESraxZUUC4trhNxnebnfBPYRhh
 y7bwPYajLmjIcDISomb3hwqMMFFYqMEC5+uJgrDEpxU6z5MVaZW25UCdGa4VKgYds/8QAHxEBAA
 IDAAMBAQEAAAAAAAAAAQARECExIDBBQFFh/9oACAECAQE/EPYfouuxPrB/sE+/kI2xf+IkAfyD8
 YAIpBsv8QirjGo2Ws/pOpDvbHcQT8O2lqrh8oqI46iDqKAanD8QgCIJdxjNILmumDU48K9gu8F0
 ndFJbvHjBWJzNe0jZAfkWRd1F6jSEjuCbME6we6rZNsGzTRLCQdjZwgRlqULisRlH+fhkV1coUc
 h3FOpd6Y6odEpge8XIq9yj3Ba6Eo67LpDuDUbQg1IeDKlemgRWhPsgzUppA1ZFZWqCnBivBxWax
 WEsqADFisiDdS3hU6TUqwdZPeTuN/Ql3sQReNRFITk8j1W7lmGFMKQIBIUKIaYQ/DeCSnwiLRiA
 A5KNsoVg8j07QjNiM0wk2OLtvI7x1HfCsnmiogn9l+YNrUe39wGisWI1wwy4hCK3jnqoLlytblC
 1galW1CiiOHuCJeolTWK8xbUJ2OqS4bd4qLYWWw8EvsSsniQ/Z8hLoYEvb5GKHZ2H8i+KXErJ4G
 Ji2RZTcC2iAKMUI5OA+4DxUiD5GBQY+EYEqLS4xanN45LnJdy6lwY4MkFtZVtxlqXhYeN7jrUbj
 qDLvJnq4xUnAXolGsXO+a4Ln//xAAoEAEAAgIBAwQCAwEBAQAAAAABABEhMUEQUWFxgZGhILHB0
 fAw4fH/2gAIAQEAAT8QDoFyugQL1K+JR1qMfzV0qL+CV1YNxMTUS5USMTLKlkMMHJExcTESUtkc
 pKGUcdAQK61Arrr8KWV+CR6O+i/gv8G+JuMdzmOpUTMeYyjMASmZZVQYlSvUq8yuhrqYhl/B/wC
 ROj011dzf4GOiSoldEiRirxK2QKaiWXHGBxEpmZLXiO5UCulXKvqnQlQLlfg7jnqxY1u4gXT5jA
 yW0FRk5TYUvYtt9iLVKMkXhEFhK8O83dF+BfWErprOY8H/AMlwC4ZquDa+6HlhAECyE7W3tqlfj
 kKqWaEl9Kx1SyJiVEqOHpyE1EqJEpZuO45xGkOhDqEq+jGVKz1qpdROlAVwTIbwrvKBwZVYwyxV
 ig74EC5UfU3LfJrY1dgZcpnjvFk/S2pm7y9tbmCIAFKl/Qa9455y6+gvn2ii2yuz5tcd52RRhJ4
 uu2wY8WWcsPDz7RhyELNLdjY48RCZjTLskJtzVxmNxDfm6fcGy/sl1Fv8GFXTMlTc0wW6MBTEtl
 ES8SuhArqtw6OZcCPeP4Vi5matWg7s4HwKMFC3hDXindQPkrO1wWv18xf1MEHHg1fsR5EsWNg0+
 4fMqaZKGGrpbTviYnhbVvi7914lQDqXA54hipOEK8g6gz40Fhpr4uisyrZABXUpf7UwqkNgHQ08
 8a3LpCMmG9wrm+8rNA2cH5malkyWWla1YN1YtxUG4YZUS4krvB6xBsiVBiGcdEuHaVKv/gGGvxT
 8EmOypyBbWC2KEvcBaKicNPPYgtUYFt0Oa73f0QpiK7ImXI7/APZQm3I6Vuvj7lEkbrgO/rs/2C
 B9KawOyte0rZmDJn1yiRmytbAxffDGwLg8WgD5lA2mK6wWXVhjiPiI0C7OFtlZ8VBQwtNiuKzX3
 cGz5BCHhGVRAspjhs38QcNmEG2jykTGkqDDqlxxDDM1kZWIlNxMypm5s/AZ6DXQ+pX5P4M0L7I2
 P1Ssu6uqr7JVZJIH96MVWNymAXRVnt5jNy7GgyY9fPaXNBYHtpjDAlB78ykV5U1l2zwYloBck3Z
 7RcpDRyLhFxdkBSqQuCwu4IjhYimdpbX3G4s3A9VBk/XJLnqFUyzhXtL1rdpV+tfogcEL2kBwsP
 awdhXDs9XcczcS+gt46JZAszEvqSulXUG/wB/yMZ22ssE0GAl4VrL/ADD1y1Vvvc2nDjH7lry78
 oIriSsksM3G4jBfBRrxGYw4ERl7gF1HUiPNV8/EUDZNJm/ESQm+TDKZaBqt4zjcuipbVre83rzz
 2lCW12dudGKIuBnEOdL0DI9yMLELQYL2F+el4ajiXFqXWIl4hhlzIxbZlYxMVDM0VDoF9AV/wxx
 0Bl4j0AsBtLqm8fFzS0lYnbL1j9xcAoiUF33jjCftAUqqY1SkXfaXrQCYzDAOxCksR26iLbpmzT
 KnEOJgQw0CUzL9UxcDv9c+I7i3kmS5mUyGF9zcFrhtbbbN+8XxSrtNXyMGbmujlqcyqjEuE4jiU
 MZqGJafhj0/415iVLQRp7FQvF1eaHgtwuJbVIUDtKUFrbHKLa0x1Yo7BCs5K9pl6K+ZaNg1a4WW
 O4DUGmcTKgKqyXqU6ekYWbB4IqqE0Nv9/wBR+CrxwEc+svRONRh3BZ1ZYq8YzzBsCoPGNV8SqYa
 ljzFi0xblxyS8VOZyEWpcGXU3CbfwOf8Aj++ijhtFgqq4F4hmVQLmvaAh1GoAO99oTaNa5E5djt
 FbAeagjTuyqlKDjmpcUu1m+XiLQbH6cwqGndHH/wBhMizuOhC+3MBAhrHMNJQ9lxiRqD7SgyrTD
 XmOI444Ra5/1waZdRbHUQ+IhmYOYwNxJeJh3G+pSQbIwah6w6m/wfxWJUDbC/cqMev5Whl6DPDC
 UPka3KFWKxAXbG2EU48EYK2x3L9FP9zEuQ1RqaGjEbnlUlq7b5mpmxrEqw4qoO4Wd/3+oWyilyw
 JchNg7DEtUarygP1LjrptCFvcBZc0y1xcRxMOnDqIjNw2H4V/x10OItwjAFVa/mX1Sm4GCr7SoN
 KMEK7J4uJfDmNsfJmBwHKwHrPeXQZuZSaTDAfqnWcMBBsvmWerGI7thCl4/wBceAtN3zLWhdjNN
 3FEu9HIlD6InwwKYZI4iiTBiXnpqXbOIMTnpqLUGG/wC/8Ak7lYuEXDdotT6jAx4uUp7yBzAsgx
 EA4iXbjHeWJq7XCDVNYbZnAPALPlhw5JSLgAUNCK/wDY+rGaXHioSwG3jUVBo4lVCrCyvxArQCV
 3zgGXj01SyqF3yKVCPOvqVbKq5lFp6LUXPR3F6X3Y55ly7h+I/N/BxKHC/EF1/UvQaexpePX/AN
 lhxtVC3Oo0CrzksJZnG4XFl9pbQBbE5tSpy+nMw9m7szv2HjMVMwoPmBMZ4DSF6P1ibvYrk8OI+
 sE0kpu3xA0QuBp4YxQIDtnvn2/crBlbbIMtvK16AaewC9GveAKMAbE7xaYsWnouel4uOYtwblYl
 30G4fcN/gNf8M95eegLhw4by+KcQsr7V2FjaXjt6xZBQxlxRVq0a7wkpTaDQQE9lhst8AHmnOIr
 DVVpjD1hpMsAaVt/1mGUxVIsjhQ8uNesSs3PC2XjDCepHrKBNUyNrPtiCMy0j2K7XaesA7kFVhz
 a4JyWacJbhFSAd/wDMSmhaaU96+/uMgV4e6/0MTJGy2cuf3EgDs22f1EcRXHcWOevvNxcW4tRYR
 qGIP4HW7/C44eneVZVuBeNyssKnem/2xjtO0jsKcrm+YpSKZZ28p73PRKs5La/cTBCYzo+Yo0uV
 IH4RZl/o/UpLmWEPq8SoEQuLu/DBNOwGyx1geQtzpxrOo7885IAumjjjGYgtlu+6LaMgrMCrtZf
 vLSqwPfvFPAKC8JA22ydlSDDLiuLUfZG0uLDGnqWXLOpvpfW5eOjiXcY/XUmaMPTvR/7DnW7Blx
 GWwPcf3FTCZLWPQ/8AsYWfaJQQ8DTFeqWrOpe1UNCJAeqO4ph5EwPpKTuCW1eAv5lWkGWFnn+/M
 eBdzAMf+MHRKbJ33y2lrNe+ouQwQbMVn138yiWW8xb/AL9S4246zkr+oY5Ytt4FPusaRWzDo7ly
 6fEXMWoty0i30HVdTiDfUlVBl4mal3+KHCCeqn9RlS1A9COyFS1TUS0q650TKry/cufILcwjCWQ
 9cnClcsksHFRQ03HjEKpyZVLTENLAtd8Hb6i2wWYeZbMDg/71gc+b/EQHTZVdu/nf+qB+1ix2D5
 iEys5tP0DKAAUGAOOo2mUW4o06GHKOUW4rodav8hqXeZeHH5cI6H0ixF4brTHVwbG55VXOu37i0
 ilUsDXubPicLpLUJ9kwHMwpNm71K/RvyRWLlz4YaDs9lSoF2bSOhRxj0nZBs13pqFMlqyjWSvai
 IkMz5MSX9OynB30PF95hcSjoXEXcZYWXTFeoNwJZFqWl9bqDBv8A53EqKZfO8r+4nO0BiWHz2me
 xGhp7x20LG07hpipp75J2jkvF7y/EvOTWovse+5Q5AWvFcwkcy3GoeKy7GYS7pbJpECjs196ioM
 Aeb/CU32t6qafq+1QGZYgGTD+bhd5MSpuj30PXxBpoOoBgCKYzSZOgucxTI6NY5RYQ26Bi3DXUY
 uYdTqtR4iw3FbYyLewr2H4gEubqvEFRBu+JkxrtU8UD/rI8RzC8C9ZOomSrasiYz6Z+5gPLHEqD
 uUvluFFustFlVHpn2YUuACDTdsNc5e5HFGIqckDzivd3UOLtCY4sPr2j+obX6wjTRazbZj9zMym
 tiyzffD6y67dWlhS2s6FPeN5UFTqmqPuYAVpVWCl83EJSCoMzaKiOr6F1zHUXoUvoYvHRg3+JiW
 9GDcuLfTHQao+G7C/ZFAapXCBaV7DC8Lm6wV37TKO2WlRdDxoe0w1kes6Nvq3frmeh2bV9+xp9y
 sDskq4emE7b9IlFlKaKKnpafPmUxK0OjSnNNL4ImyiE4DZE5E6pxDOBE3Qw92BhMSlT3Mq7n39R
 IhoCm0a15N+BiYEhHNrKzyr+5k7Ng3FseFPlfMYkICzBsJFZaIaQLD7+KjzFH0olm5cIke0VXQ9
 DF1LxF01LxB/K6l9KhLhENb692g4c5K95RaGmmQX/AHpDf8lBsMF7YMeInFWPFYWPP2QDJeGX5J
 L+Eeq541ElJt2TCsKx4hGxBf68+viDEOqta76/1R45i1i74AuVjHVbQcIuLzT2iIpJXZbR65YH+
 sBaKKfOz4mACiEw1y72Bjs+SLVkmcQ3977dpkTVhcDvN+n3KjXFe4R+yJFR0rQkVnaNJ5iSLOIo
 I3cWKOoOIOHpeIal56DfS4a/J6h8YRpIbavsgmz3T47w17V0SruqwN29YLwZAGW/4uUEso2U3RE
 BUUAfV8zuQlRC5+ILaNJ5Ys9abjSANKneXtVJ63CrYQS7c5PqOMVC6ME+fgF+YBjDMKMDHFAtPm
 E5dHcWLVM8lwo+3jyGXqfCIUwqdkE9jTLziekWjF8UWe0yyjRer7mOgMo6cJlHEW595g9G1Riy7
 l48y66DjcN9BqDDbDL/AMqyYCscifQPcRGTvkprZxhx8MBhrWmlBzo99+ILb0rysevi/MTkBQOE
 Xj+MwZqsllxaz5x7xeyANX3D8wtccQrGb9/2dorFTItUNnBlrtEI3VjWUM6ox7SzUUs98l9x+IC
 5wwQF88asHpcy0aul7KWXBADBtsU/T5li5ueb3Xmj9sR3pBSxgcOx5lCdglttdIx0OGLmZRzuXR
 EDzDGLLp6DpWalV+I1F89bsmoly89UYDkLoyvkJb9n8oEqzk2vyxiEai7kLPk4OWjGLd5tjBqxb
 oDvjjtMNVgFKKD5A5x48QKddMEDL3uw8HvDzAUTxQrdF1X+JkKpOcRx6a+a4ltKvctkueynx6oW
 +hdxauTHJe88Vls6tkC8XXerv3IiMID3KfLP3HtYkK3Rd293ftFQqIGwA+iIlg2huK3gFDQcwnc
 a+WIdoKmcwmcN30AcNxFMRFiIy0xzLuM0munMOl1Fi9b6X0Gps693Mw/ghpewWHDH02kyAFFbnl
 7FvbELgqkkA2eWvVTLcdpXVxSspzbms+lyplhKAo90yUyr4RY8Y9Db541FqPcHZYW4wUHxfvA0B
 JiUPqAYPl2iBB0BYsDrtf2e0ZZBE3TbuaS9EILhBoGan/wlUnepwd30mzMvKMWG7f1BVcph4Xv+
 kK9ZqhaR4SJ/GxAaGcLVAxdOk6BxLekXLRsxLqAnMDglXYMQMJGfERqXium47g31uVBt/MZvoGZ
 vE3TCQGlJ3B8VcqT82SxFqmwtlaYu40ykdaqbDvjXnzBBek70RE+DXcgxJiRNqLd0ZwTWizAUOx
 2zzvvLcV2AYLQPFq+VZSo2YKSBXNXXpL2tWTYdue1yvOtYOCOLSjU886A576mlgviZ49dxkD48S
 v4ItwtjLtB6TwF32GKAjYlldCcQ99xhKol/1FMwhuIGajmaeYGySwrKIbzMmP4BXprrdS7lpBuX
 1Gug8Q1AuJFKBiqxW2GmvEfcRxrFwozdXx3j6KV2qq4zz3fEPS1CjVVd3+0lReXFjnl7EvjkFG2
 APKblqIyIzaXBcvusLs9u6x2uH9igLXuuWMeSEYBcX9xfOhXsuQ92LTad3DuBZY5XmsKXuu8d63
 Gp2iznMqmoLcygPeLYkzLIovZmKWFRw4g10LUYPS2DBl/iNQb6EK5hCUJmuPHmJcRFTLyjOaMil
 PuNDmQMzHzGAIbvG0hFxQyy9P4iI6vdw83/AK89oYxaDQBwTItMsxASsbjxMYKn9Da8eqREK0td
 gOAKA7EaspcwNokFHK6P9oKojapYiblTlqesgHEHNTDQS/JEu8QK3F8xcblxYm0W5d9bl1Lg3Bp
 m4y66Ll56DXQahmEEWsZL+ojAg3iqj7qYkFbj4a3nXaLjnUFQ9e8VRWAPkr6cbhygaVPx49dwIc
 jgcEoCkpWkqv6t6GHyv0WuCXJLKtXX7l5cwMvU8v6RhTEvIQerafW5ThycwozRSRYibEmbvMZXV
 kGsFxGGALjXNTnijqmNZgDkjLWoPQuIPUagy+npF6jUGGzoXtaUR7weY7Hv12C1xogvkkJQ+PvO
 4PH9kSstI4Rs+5g7TTiwYtKVQLW9g7xBqo1A7008b9IWE6AAR2tI8yoXvF4eIyW+qL9roDKoR3E
 KPqU7qt7YDWb3upSFx1RFFOBLfBN12l5vjt677u7hx2S9OPraRJhDcmGWyOYqkuyNBzG0yrlj3m
 OiiBeSW8VFqD1Oob6PQZfRuDUBHa1e2c+8v/BWRef/AGmZJqL6EcHruIdIX8igPQ8xryjQD3dMG
 1ev2mdEuO7/AEGOCG4aRi7/AIMwEKnIfAceu4aA6ioXDEa3IuUH2iShrVgPKzdTxNhY9vPl7Kbu
 jDmPYjYxUpnFwBKTT44/3iaUOHxFUPRzLKu8Xbf/AJJ57lQeF629SPnTwsu1LjMuZIg3HAwYzay
 MtuK3FZcLX0Gb6HS5cuDRL6LzLxBgBl47Zo9HscxG2L8+A7B2I6gqoGIKEShS73GFL0q2Ck36lc
 8wxn9CKnektVa4p6KZDxcxL0DQMCAAekAZHpJRRRKxw4mM16Shgu84R8i44fPuu2GK5gfC4ZCvm
 Z8wLKa4h7jB6GCbQNzDYE8y6tsOHcTb1azyrCdm4xQBrecXL3+y6gtSIoXHCmCu6MewY7iYrEYq
 skwegYNwjKYcweZeK6Lz0D0DDMuIc8J5WiLKaE/wEEdYKGiLm11C31ggZQPDfhX2JiyG6IYHehf
 iVxzWwP6qokX4ySqoLNVp6Xr2gdW8uX9RIKtx4gM0cwSD3iPo0dl4H7LYapZas295nY1RwRLbbT
 4gXVK3K73rvEQXdYfPEDsgEL8xeJaJS3rujzkWrT3uOblVlXAVs7fPvDEBELEdIwx3cBHEdl5md
 UDpCjvCXJLhLqDcvEuvwC10eUvMuUVAjzaz0M+8q/vqUAOZQecstW4jdt8ZaiM1BhdBdvjXtAWq
 fWBBHyExmP2XP0MIAGzXMpW4I5IhNQdvMHDg57PuFUHrH5IAODjsAUfcG3mZZvDDqc7me7BDluH
 sSnsZ/iJ/iIDb7w/kd40s+57D8TvZ8S4rRwxr8Us9rQrnwu2NOCVe58XR3S46nKcotMHEGLLl3D
 EuaJdRcS7IsD07K2hg+aixdRty4PbB7Rb28BLbt5iBqiAr930mtliMsA9jMTEAXiUmA5nkMuloU
 +dP2wwHaiCADhh7aVkLArSTssO8nuOYJe68xKPHmOwOKlbC9xcqwWfqIDTFuX4h0yDLkhXP+YJc
 S867So7b7TfzBXDVQ8swgryIJAuEDhT4H6PeKthCxGxO8VDceY3oX9Qy6egal46MJZLJYS8xiOp
 uxsfNQoLtfYjuzSzh5l1mu8rUXaipVxmIwSWelPuMUW4QyZgVRH2X0Zb9/SEGPASkWMxJTKxEdl
 dDsy8S0ZsHMye0yVWI1cg1cHmAiy8L6gCCzKpbALoB6QNmXmIksuGG6mNJ25nkZlXjmWJvXflmU
 fIEI+pls4Ld903sYKhe8pCRYjyJFReOlgiWxYOOi8nUvEdS+i7jBjHyl8bV8VAFzGJWC3ibdWTc
 DLgnpqGDMj6te6EGAUA0EADUuohDALWLgXlgK/10DFDLOTo8rFssq2wcDwalzGmQ1zCyhywqXUr
 HNwJhxJjoT2K7xw3fiZOcsy23e4W7oNq5uA3l9IJS8cwfFXF2ZryS0xipQ+sIaFkC6HSyGUe+T4
 WcEscx1dMzZmVi3DKXHfRh0XLuDcumLjxDcpxwBcHC3afQfAQWqUBMqZXEvd5h1XgfcxrVQyLVn
 ufBFZ6oAA5lzBcNNV7Dt7FxClAAodiHWKqrHgt48DHocHjPMBvO98wzmmN3Y39TAyb0MUUxWrdH
 eIC1ZJRCoNSO0Z4qznERzTXmJWVlwd4pePaJRTfmGD2qBS+Y0mGyWrJiem4dyIRyakLE8kB3GBO
 ONHLeOWHhb76FF0y83Fl1Fg1FuX7S5cumMXEyIadgH6gZhtbSp7uOuoMloLigqjF1alfAWwgwad
 gL9WrmykJKzW4LG8U53mMCwaftfNHtHYlNY07Il8OQ8W4Jfm8piczvWpXkABdneCPnBuA9MwLUU
 xLBsaRAYr5Bub9wFwWYtMCyHQswaihQ3xHavF6hDzqpWNY4qJe1PmGTTC1rRjURQ0xEwp8LqCnn
 zGbad4CXd4g8bb2sLkLH1jnuMpTOxV2GjU2RowsGLcuNPxBahBu0wu6dBE4NLiBQaam6ysh3PSa
 H2zCWU92NTxNXzVwIrFeS4zVu7eXiKyZS2CXbC9j5S0e8Z287PAtcCj2m0Y758EytmapY9tAVIs
 sIKIyMNQRzI+vcglUCiW1ggjq5VcxXwLfd8sSgsA0VLBzHxe5Y2ADomq4DOZUgNzW1z3myxBvW7
 Iphur2S6A4gQAzRTg0TcDTcSguzfvMR9SzUBLXjngWJ/IMrsDNtsJ8OR5Eeehkbly4PRfmeqHsh
 bopCFzwEuXBfuMQ4fcb3O8auMFFlQcwQvS+XIH0K9k8jMwIXZhzzPliEVEvXYFp2YNmQ93JN37l
 RuZt1BrO+MxSw3wU2/wCYFUBvMfGKr7nv6SgAxjRBpPTmZc49pWkOOJqcHapSWZDvFJPeM+T01A
 HOLmd4qWps6eyEuy7XNxc3ROJUV5zVnzLSu/aLNvuWA2122usFlxwljOJtL6Hw6AVaBbEJSXb/A
 PRc2uXdRZLn1wmiz1McR9aPeEaUDUK3aTMg8qGDuwtLW9qwAtIn2Hjc+oryjqW1zbzOFQGW/wBR
 s3w+8c7Xz6xQXg5Ipk+eJnQuLFux4gQBgoriIqSy1Ke8wM4/mCHYZkM4M5lN5r+ZerMQpzKr3Tu
 QUmD0CUI+ZSf1Ni6iG+u0tLg9gqCEJ4VG5I+aj3hXygOEcjKdRcRYl9DCijDCVYYz5tUZFWDyq3
 9ylXFEY0RBTtlmsdsPKnqghX6EvZ3QVymXHyOIjJ67Q0DlNAcqTd4KwsF6G+6rzGzlquIhxdef/
 YDffvM7MW1FrsqVrA/1n8wKIDAQshZjvAcmvMrI44nLHvHM3itz/LiJgzKgYFnF125lyVTXjzCF
 GfuNkTmNyVmlEZY4lNrfecniUj0lYgZ32OzfeRbhGouIp6pbMmEGUIOrLw5dvoSg9qZe13gpO3e
 OsCigcxjUW1l/mz4nG5Igi6IDJoMxk5fwQzzHwzxnzkPd2JaUxGbo95Xiz0jb0NDN5Dz6XGyAcN
 9/7P1NNQ4uPr3gjSv3ZqO7LxxMQrHMInki0PP6gmm4gw55iyqa4laUw+ZcmZWxlwEvXWbiOBis1
 S9+0QrD1ZYHTcpVRKVoht7+ZupusTQR++UuBaPlR7JZCGkwOobdBAGAx+aOP/iffR28nJl61s+f
 9ahGKBQTxKoiLTdM+koGUqU1lOwceXlGv21Wq7XmJujMbalJzN3dL3zKUPX0e7DuSm1OV7rKHJ7
 yqs9oq333Gg0Up2lqbr+pZSlhuZ8X4QRat9y8mFZaZ7Rkodi+JcTVRq+ruWm8j5iQC/NECK3Gy5
 r1iNTIDMHqw3N1yuvWXq6PZMuoYymPTgvtGK4x8AK+omoUHxLiGEe8zPOd4EH+G4NETOdABK1nD
 FYth+tUesShzdWMfecryoAPOLMR17Id5c+PEwUbgpZlHz6+CZSZb2sW6OJd0vfaJXg+oJjRC3ZV
 wEF6OCLV3T4YAF0+kEe8E1YwqxAfcA4Y8xVtrnZPSEWkirGPJBhLWUD8TEZlMrxFaFcyv+UHuq/
 SP//Z
URL;WORK:https://www.linkedin.com/in/jlivingsmith/
NOTE;CHARSET=utf-8:Highly experienced financial markets practitioner, manag
 ed a $100bn balance sheet business from trading and positioning, through te
 chnology stack, legal frameworks, and hedge accounting. 9-figure P&L track 
 record.\nViews markets as iterated repeated games, which therefore creates 
 positive sum dynamics. \nExtensive hands-on experience in counterparty cred
 it risk and valuation adjustment methodologies, including CVA and FVA.\nExp
 erience managing trading desks, and working hand-in-glove with quantitative
  teams and risk functions to embed XVA into pricing, risk management and po
 rtfolio optimisation.\nDeep practical understanding of OTC & ETD derivative
 s across rates & FX.\nSignificant experience with model development, valida
 tion, governance and regulatory engagement.\nProven ability to translate co
 mplex quantitative concepts into robust, implementable frameworks within la
 rge banking environments.\nWell regarded for rigorous analysis, sound judge
 ment and pragmatic delivery in high-stakes risk settings.\nInitialised & le
 d (re)negotiations of CSAs, brokerage / give-ups, terms of business, throug
 h to pricing and vendor agreements.\nActively engaged in policy fora especi
 ally concerning the positive evolution of market structure with a particula
 r focus on end-users: ECB FXCG, RFR transition working groups at the BoE & 
 Fed / ARRC, ISDA, ICMA / AMIC, AFME, etc.
END:VCARD
